*Subject to approval. To be approved and list your loan you must meet Harmoney's credit criteria and responsible lending requirements. Harmoney's interest rates and maximum loan amounts are offered based on the individual borrower's credit and affordability assessment. Fees, charges, terms and conditions apply.
**Subject to funding. 99% of loans listed in the marketplace reach full funding within 24 hours (based on loans submitted in FY2017).
Harmoney Limited (FSP373486) is licensed to provide a peer to peer lending service under Part 6 of the Financial Markets Conduct Act, 2013. The conditions of the licence imposed by the Financial Markets Authority are published on www.business.govt.nz/fsp.